Home Buyer Tips

Ready to buy a home in the Fargo / Moorhead area?

• Have you had a steady source of income for 2-3 years and is it a reliable source?
• Do you have any outstanding debts such as credit card or car payments?
• Do you have money for a down payment?
• A good record of paying your bills?
• The means to pay a monthly mortgage?

Get Pre-Approved

Once you choose a lender, they will perform an extensive check on your current financial status. They will determine the loan amount you will be eligible for. Doing this will help the seller know you are capable of buying a home and that no problems will arise.

Determine Your Needs

Make a note of why you are looking for a new home. Is your family growing? Would you like to build equity? Are you moving to a new town? Create a mental picture of what you would like your future house to look like. Make a list of must have items and another list of items you would like to have. It's extremely important to know exactly what you need in your new home. Give yourself a time frame for buying a home. This will keep you on track and give you a guideline to follow. Your agent will be able to assist you once they know exactly what you want and will help to fulfill your needs.

If you would like additional help buying a new home in the Fargo / Moorhead area, contact Town & Country Realty today.